Personal Loan

When expenses arise, like buying your first smartphone, your dream vehicle, your child's marriage, furnishing your home, higher education for your children or a family holiday, simply knock our doors and let us help you turn your dreams into reality.

Personal Loan is a collateral free loan based on income documents of individual or company. Since this is an unsecured loan thus the borrowers past track records of loans & credit score has to be good.

Personal loan processing is very easy as it required less documents as compare to any secured loan but it always attracts high rate of interest & shorter repayment period.

Any financial institutional look for credit score & income because they are not your friend and it is strictly a business transaction, therefore your good income documents & credit score will help lander to land the money.

Personal Loan can only be availed for any valid purpose, be it a wedding expenditure, a holiday or purchasing consumer durables, the personal loan is very handy & caters to all your needs. The amount of loan can be ranged from Rs. 50,000 – Rs. 30 Lac & the tenure for repaying the loan varies from 1 to 5 years.

With Inovit Global Consultant range of Personal loans, meet all sorts of financial needs without worrying about keeping any collateral or property

Merits/Pros

  • Use for a variety of purchases
  • Consolidate debt
  • Smooth your cash flow
  • Boost your credit score
  • Minimal Documentation
  • Fast Processing

Documents Required

Proof of individual’s identity (We also require same KYC of co-applicant)

ID Proof, (if any)
  • PANcard compulsion
  • Aadhar Card
  • Voter ID
  • Driving License
Residential Proof (any of two)
  • Ration Card
  • Electricity Bill (latest)
  • Water Bill (latest)
  • Landline Bill (last three months)

(Relationship proof to be taken, in case of no separate residential proof available).

Income Documents
  • Latest 1 month salary slip
  • Last 1 year form-16
  • 4 months salary slips in case of variable salary
Banking Documents
  • Last 6 months banking showing salary credit.
  • Banking of other accounts from where EMI of loan are being repaid.
Compulsory Documents
  • Office addresses proof to be taken as per policy
  • 2 Passport size photographs.

You can now get instant eApproval for your Personal Loans. Just click here and provide few details.

Use only the Salaried and Self Employed this is for the designer guide

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Location

S14, 2nd Floor, Zoom Plaze, L T Road, Borivali(West), Mumbai: 400092

Phone

+91-22-28671120
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