Mortgage Loan

Don’t let your valuable property sit idle. Your property can be a blessing in ways more than one. Unlock the hidden potential of your hard earned property by availing an easy loan against your residential or commercial property.

Most new investments often require you to take crucial decisions, in order, to acquire benefits in the long run. In cases, where you run out on funds, you could help yourself by mortgaging what’s yours. While mortgaging your assets, it is essential to select a loan which offers the best Mortgage Loan interest rate.

We, at Inovit Global Consultant help you to select Mortgage Loan with the best interest rates as well as arrange you a Mortgage Loan interest rate which can serve as a solution to almost any dilemma that you might be facing

We offer two variants of Mortgage Loan-

A) Loan Against Residential Property/ Plot
B) Loan Against Commercial Property/ Plot

With a wide presence across the country and an influential network Inovit Global Consultant offers Mortagage Loans completely customized to suit your needs. So if you have a dream or a goal, your property can help you achieve that in the most affordable way.Our nation-wide presence and expert customer care ensures a sensitive handling of your property documents and records.

Let it work for you. Get a loan against property you own, through Inovit Global Consultant against Property product and use it for any purpose you need: acquiring an asset, business needs, etc.

List of Loan Against Property Documents Checklist for Salaried Person

Photo Identity Proof:
Any One from the following;
  • Passport
  • Pan Card
  • Voters ID Card
  • Drivnig License
Residence Address Proof:
Any One from the following;
  • Passport
  • Ration Card
  • Utility Bill
Residence Ownership Proof:
Any One from the following;
  • Property Documents
  • Maintenance Bill
  • Electricity Bill
Income Proof: Latest 3 months Salary Slips and Form 16. Job Continuity Proof: Any One from the following
  • Current Employment Certificate
  • Current Job Appointment letter (if it is more than 2 years)
  • Experience Certificate (including your previous job certificate or appointment and relieving letter)

Project Owner Latest 1 year statement where your salary is getting credited

Property Documents Property documents to be submitted based on the purchase of your dream home.

  • Copy of agreement executed / Sales Deed
  • Share Certificate.
  • Latest Maintenance Bill.
  • List of documents & sanction letter given by Existing Banker (If Applicable).
  • Advance Processing Cheque required to process loan documents for sanction.
  • Investment Proof (if any please submit if any investment like, Fixed Deposit, Shares, Fixed Assets, etc.,
  • 1 passport size color photograph
IF EXISTING LOANS: If any existing loan, please submit sanction letter, Payment Track Record.
IF PROFESSIONAL: Please submit your Professional Degree Certificate.

List of Loan Against Property Documents Checklist for Self Employed Business Person

Photo Identity Proof:
Any One from the following;
  • Passport
  • Pan Card
  • Voters ID Card
  • Drivnig License
Residence Address Proof:
Any One from the following;
  • Passport
  • Ration Card
  • Utility Bill
Residence Ownership Proof:
Any One from the following;
  • Property Documents
  • Maintenance Bill
  • Electricity Bill
Office Address Proof:
Any One from the following;
  • Property Documents (if any)
  • Maintenance Bill (if any)
  • Utility Bill
Office Ownership Proof (if any):
Any One from the following;
  • Property Documents
  • Maintenance Bill
  • Electricity Bill
Business Existence Proof:
Any One from the following;
  • 3 years old Saral Copy
  • Shop Establishment Act
  • Any Tax Registration Copy
  • Company Registration license
  • Income Proof: Latest 3 years Income Tax Returs including Computatin of Income, Profit and Loss Account, Balance Sheet, Audit Report, etc.,
  • Bank Statement: Latest 1 year bank statement both current and savings.
  • Property Documents: Property documents to be submitted based on the purchase of your dream home.
  • Copy of agreement executed / Sales Deed.
  • Share Certificate.
  • Latest Maintenance Bill.
  • List of documents & sanction letter given by Existing Banker (If Applicable).
  • Advance Processing Cheque: required to process loan documents for sanction.
  • Investment Proof (if any): please submit if any investment like, Fixed Deposit, Shares, Fixed Assets, etc.,
  • 1 passport size color photograph
  • IF EXISTING LOANS: If any existing loan, please submit sanction letter, Payment Track Record.
  • IF PROFESSIONAL: Please submit your Professional Degree Certificate.

If you are ready with the doucments, why not fill up the Personal Loan Eligibility form for Salaried or Loan Against Property Eligibility form for Self Employed Business and we will get back to you soon with your calculated eligibility amount.

you are exhausted to fill the form, then Request a Call Back from our representative.

As personal loans are unsecured, interest rates are comparatively higher and competitive than the other forms of loan. Though personal loan is a quick way to access extra cash, one will face non-payment penalty if not repaid on time. It’s a bad option to go consider personal loan for investments as this could backfire.

Though personal loans are the easiest way to obtain cash for any personal emergency, there are few eligibility criteria’s one should suffice to obtain the loan.

  • Applicant’s age should be between 23 – 58 years
  • Applicant should be a salaried individual, salaried professional or self-employed with min turnover of 40 lakhs
  • Minimum monthly salary should be Rs. 20,000
  • Applicant should have 2 years experience in current occupation
  • And 1 year residing in current home address

Some of the banks approve personal loans with in 24hrs to 1 week. For the quick approval process, its very important to have the below documents ready without which the loan will be rejected.

Salaried Applicants:
  • Application form and your latest photograph (2)
  • Proof of identity: Copy of passport/voter ID card/driving license/PAN cards
  • Proof of address: Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport
  • House ownership Proof: Property Documents/Maintenance Bill/Electricity Bill
  • Bank statement - Last 6 months bank statement
  • Income proof: Salary slip for last 3 months/ current dated salary certificate with the latest Form 16
  • Investment Proof (if any): Please submit if any investment like, Fixed Deposit, Shares, Fixed Assets, etc.
  • Existing EMI: If any existing loan, please submit sanction letter, Payment Track Record.
Self-Employed Applicants:
  • Application form and your latest photograph (2)
  • Proof of identity for Residence: Copy of passport/voter ID card/driving license/PAN card
  • Proof of address: Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport
  • House ownership Proof: Property Documents/Maintenance Bill/Electricity Bill
  • Office Address Proof: Maintenance Bill, Utility Bill
  • Office Ownership Proof: Property Documents, Maintenance Bill, Electricity Bill
  • Business Existence Proof: Saral Copy for 3 yrs, Shop Establishment Act, Any Tax Registration Copy, Company Registration license
  • Income Proof: Latest 2 years Income Tax Returs including Computation of Income, Profit and Loss Account, Balance Sheet, Audit Report, etc.,
  • Bank Statement: Latest 1 year bank statement both current and savings.
  • Investment Proof (if any): please submit if any investments like, Fixed Deposit, Shares, Fixed Assets, etc.
  • Existing EMI: If any existing loan, please submit sanction letter, Payment Track Record.

Get In Touch

Please fill out the quick form and we will be in touch with lightening speed

Location

S14, 2nd Floor, Zoom Plaze, L T Road, Borivali(West), Mumbai: 400092

Phone

+91-22-28671120
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